New Patients… Since we may not have a financial relationship with you at the first visit, cash, check, or a credit card are required at all first visits, unless your dental insurance covers 100%. If there is a concern, please call our financial coordinator at 797-1000.
For patients with dental insurance and for Preventative Care Treatment such as Dental Prophylactic care (cleanings), exams, and x-rays can be submitted to the dental insurance. Our office is setup to submit insurance claims electronically which has decreased the time that we wait for insurance payment. Therefore, after confirmation of current dental insurance, we will file all the paperwork for you and payment can be made to our office from your dental insurance company.
Insurance companies we generally accept are Delta Premier, Delta PPO, and Delta Advantage; Carington Platinum, Cigna Alliance, Aetna PPO, and United Concordia Alliance. Please call our office and we can help you determine if we are a provider for your dental insurance company or not.
For Basic (fillings or periodontal) and Major (crowns, implants, or bridges) Treatment, there will be a co-payment or a deposit of half of the treatment amount. We require half payment since we are on a cash basis with many of our vendors. We also request your estimated co-payment to be made at the time of treatment. If that is a hardship, the following options are available on the balance:
1). We Accept Cash, Check, Health Savings Credit Cards and Major Credit Cards
2). Upon credit approval, we offer 90 days interest free within our office for your remaining balance. A statement is mailed to you and a payment is expected every month, in order for you to be extended credit on any future treatment. If accounts become past due, we do not extend credit again in the future and your account may be sent to a collection company for payment.
3). A Wells Fargo bank 12 month interest-free payment plan is available upon approval of credit.
4). We work with Care Credit for interest and interest free loans, an application will need to be sent to them for approval.
5). A Wells Fargo Bank line of credit or extended payment plan with interest is available with approval of credit. Their interest rate is generally better than the rate we charge.
Accounts outstanding more than 90 days from treatment date will bear interest at 1.5% per month or 18% per annum.